"Joe, I appreciated your testimony about the need to ensure that college athletes have that type of guidance they need to navigate these increasingly complicated tax obligations, but I guess, and you hit on this, but if you could repeat yourself when it says, when you say who is the best position to provide that guidance, should the responsibility primarily fall on universities, NIL collectives, booster organizations, agents, who? I think you. I really do. I think that Congress has a great opportunity to continue to educate not just athletes, but I think the word that was used is young taxpayers. I look at, think about my time in college and post college, there's been very little tax education. Yeah. Very, very little. Even financial education has a very broad scope. I do not think that an agent should be responsible for tax guidance. You could argue that financial advisors should be, but for whatever reason, many large financial publicly traded institutions are passing the buck as well. And so I think that's where Congress can step in and potentially mandate financial education or tax education if there's an opportunity for that. Let me, so as I say, we do a great job authorizing bills. We don't do so good of a job implementing bills. And so I get the authorization part of it, but let's talk about the implementation part of it. Who do you think would be the best entity to deliver these types of regulations if we were then to put them in effect and authorize them? Correct. Mr. Panetta, so if you were to authorize it, I think it would be incumbent upon the universities to implement that type of financial and tax education and enforcement."