"You go to the computer at midnight with a 700 credit score, it don't ask you whether you're black, whether you're female, what political party you're in, it says yes. Midnight, somebody just told me outside, I tested what I told them, get your credit score to 700, there you go, get your credit score to 700, go to the computer, don't ask for nothing crazy, but a sub $100,000 credit request, it said yes, right? I'm telling you, this stuff works."