"So it's really important that we sit down and we talk through the house you're gonna build, what's going into the house, what amenities are you gonna have at the house, pool, are you gonna have a riding stable for horses and that type of thing. All of that plays into factors. When we talk about a checklist, we're very fluid on that. Talking with our customers, finding out what they need, really so we can tailor the policy that they need for them."